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Ways to get a loan for land | artchamarelII
+34 966435007 info@artchamarel.com

Ways to get a loan for land

Ways to get a loan for land

Preparing for My Future

Daily Banking

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Vacant Land Flexi Smart

Versatile features that will help you spend your loan off faster.

Aided by the freedom of earning prepayment, it is possible to save well on interest right from the start. This shortens your loan tenure, and finally, you’ll own your land faster. For additional convenience, you additionally have the flexibleness to withdraw prepayment, and also to save a lot more, Vacant Land Flexi Smart comes without maintenance and set-up charges.

  • Vacant Land Flexi Smart
  • Vacant Land Flexi Smart

Qualities & Advantages

For domestic, commercial, commercial and agricultural vacant land

Withdrawal and payment convenience

Make withdrawal and prepayment via CIMB Clicks, Contact Centre or any CIMB Bank branches nationwide

Tall margin of funding

• Commercial and industrial: as much as 65% + 5% (GMTA/Legal/Valuation)

• Agricultural: as much as 55% + 5% (GMTA/Legal/Valuation)

Freedom of withdrawal

Withdraw prepayment anytime at an inexpensive cost.

Loan tenure

• Res years of age, whichever is early in the day

• Commercial, industrial and agricultural: as much as two decades, or 65 years old, whichever is previously

Group Mortgage Term Assurance (GMTA) could be financed

Save well on revenue once you make prepayment which decreases the outstanding principal loan quantity

No processing / put up / upkeep charge

Enjoy more affordability.

Additional Features

  • No dedication charges
  • Statement – Annually
  • Prevailing Rate Of Interest and Default Clause. Please click on this link to find out more.
  • For CIMB Prime Banking customer, take pleasure in the following benefits:
    • Earn 0.1 Bonus aim for every single RM1 financing
    • Preferential prices

Month-to-month Installment Calculator

Pick the extent to learn the rates that are corresponding annum.

Eligibility & Requirement

  • People aged 18 years and above.
  • NRIC photocopy
  • Latest three months’ wage slide
  • Latest EPF statement / Latest three months bank statements showing income crediting
  • Purchase & Purchase Agreement / Booking form from designer
  • NRIC photocopy
  • Company enrollment
  • Latest a few months company bank statements
  • Latest Form B with income tax re re re payment receipt
  • Purchase & Purchase Agreement / Booking form from designer

Costs & Costs

Provider Tax Implementation Taxes on products (including yet not limited by solution taxation, indirect fees or withholding taxes), where relevant, since could be imposed by the national of Malaysia and any fees payable associated with or arising away from center funding/account will soon be payable.

Put up charge of RM200.00

Monthly solution fee of RM10.00

Monthly charge that is flexi Non rebated revenue of RM40.00

Monthly solution fee of RM10.00

Monthly flexi cost of RM40.00

Redraw charge of RM25.00** via OTC/Branch/Contact Centre and RM 10.00** via CIMB presses

**per transaction whatever the quantity withdrawn

For duration as much as 12 months

Front web page – RM 10.00

Extra web page – RM 2.00

For duration surpassing 12 months

First page – RM 30.00

Extra web web page – RM 2.00

Depending on Stamp Duty Act 1949 (Revised 1989)

I) Letter Provide: RM10.00

Ii) Principal Document: RM5.00 for every single RM1,000.00

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Products / Items Fees and fees
1 HomeLoan / BizLoan / Variable Residence Financing-i / Business Premises Financing-i / Term Financing-i / Vacant Land Financing Processing cost: Not relevant
2 HomeFlexi / BizFlexi / Flexi Home Financing-i / Flexi company Premises Financing-i
3 Flexi Vacant Land Financing
4 HomeFlexi Smart/ BizFlexi Smart / HomeFlexi Smart-i / BizFlexi Smart-i Processing cost online installment loans me of RM200.00
5 HomeFlexi Smart / BizFlexi Smart/ Vacant Land Flexi Smart / HomeFlexi Smart-i / BizFlexi Smart-i / Residential Vacant Land Flexi Smart-i
6 Secured OD Commitment charge of just one% p.a. In the amount that is unutilised OD center of RM 250,000.00 and above
7 Special PR1MA End Financing (SPEF) Package Processing fee of RM 200.00
8 Redemption declaration (Home loan / Home financing) RM 50.00 per request
9 Letter of verification for EPF withdrawal RM 20.00 per demand
10 Ring Fence Processing Fee for EPF withdrawal RM 50.00 per demand
11 Reproduction of statements
12 Stamp Duties