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Is spouse accountable for husband’s student education loans?

Is spouse accountable for husband’s student education loans? A concerned spouse is concerned about her obligation on her behalf husband’s education loan financial obligation in case he dies The information on this web page is accurate at the time of the publishing date; nevertheless, a number of our partner provides might have expired. Please review our listing of credit cards that are best, or utilize our CardMatch™ tool to get https://www.speedyloan.net/installment-loans-az cards matched to your requirements. Essential reads, delivered weekly Contribute to have the week’s many essential news in your inbox each week. We have been presently in a Chapter 13 bankruptcy and paying that off, so that the thought of more debt terrifies me personally, particularly if he passed away. I will be disabled. What obligation would We have for their education loan in case of his death? — Marla Dear Marla, Most Likely none. Your obligation for loans (except that student education loans) applied for by the spouse varies according to whether you reside a grouped community home state (Arizona, Ca, Louisiana, Idaho, Nevada, brand New Mexico, Texas, Washington and Wisconsin. Alaska comes with an opt-in community home law). In non-community home states, so long as you don’t co-sign your husband’s loan, you can’t be held accountable for them. However in community home states, you’re generally speaking in charge of your spouse’s debts also when your title is certainly not on it. Happily, the principles for student education loans will vary. If for example the spouse takes down just education that is federal, you don’t need to worry. Mark Kantrowitz, publisher of Fastweb.com and FinAid.org, states, “Federal...